Disability Insurance
The biggest mistake people
make when they shop for disability insurance is
attempting to compare rates. No two disability policies
are the same, and therefore there is no way to compare
them as in apples to apples. Determine a range of money
you are willing to spend on the insurance, and then have
the insurance company show you what they can offer in
that price range. Not just the monthly benefit, but
optional riders and benefits built into the policies.
Remember, it is too late to apply for disability
coverage after you have had an accident or suffered an
illness.
But what
would happen if a disability should strike?
-
Your need for the basic
necessities of life would continue.
-
Plans for retirement,
children's education, etc. would have to be put off,
if not forgotten altogether.
-
You would have to do
without luxuries.
Your income is doing a
double job for you. It is providing today's basic
necessities and luxuries as well as serving as the
foundation of your future plans. As long as you have the
ability to earn an income, you are able to accumulate
assets. expenses as mortgage, car and credit card
payments.
If you are considering Disability Insurance, allow us to
provide a
Quote today!
