Critical Illness coverage helps survivors to manage the costs associated with recovery by providing a valuable lump-sum payment. Generally, the policy pays the face value on the 31st day of being diagnosed. This money, which can be used for any post-illness expense, helps critical illness survivors deal with the financial demands of recovery.

Hundreds of thousands of Canadians - single parents, families, independent business owners, contract workers without benefits - suffer from serious illnesses each year. Thanks to the advance of modern medicine and technology, many of these people will survive their ordeal. But recovery can be expensive and can take a long time.

This money can be used in many ways, including:

• Upgrading your home or relocating
• Protecting savings and assets that have been built up over the years
• Maintaining your family's post illness lifestyle
• Replacing lost income
• During your crucial recovery period, keeping a business going
• Reducing or paying off a mortgage
• Reducing debt incurred before or during your illness

Conclusion: "You need insurance, not only because you are going to die, but because you are going to live." - Dr. Marius Barnard, product founder.

With advances in medical science and technology and increasing life expectancy in Canada, we have a greater chance of experiencing a serious illness and surviving!

Please call Michael today for a quote at 778 389 5866