The biggest mistake people make when they shop for disability insurance is attempting to compare rates. No two disability policies are the same, and therefore there is no way to compare them as in apples to apples. Determine a range of money you are willing to spend on the insurance, and then have the insurance company show you what they can offer in that price range. Not just the monthly benefit, but optional riders and benefits built into the policies.

Remember, it is too late to apply for disability coverage after you have had an accident or suffered an illness.

But what would happen if a disability should strike?

• 1. Your need for the basic necessities of life would continue.
• 2. Plans for retirement, children's education, etc. would have to be put off, if not forgotten altogether.
• 3. You would have to do without luxuries.

Your income is doing a double job for you. It is providing today's basic necessities and luxuries as well as serving as the foundation of your future plans. As long as you have the ability to earn an income, you are able to accumulate assets. expenses as mortgage, car and credit card payments.

If you are considering Disability Insurance, allow us to provide a Quote today!

Please call Michael today for a quote at 778 389 5866